If you or your business was involved in a motor accident that wasn’t your fault, Motor Legal Expenses can help recover the losses you’ve sustained, as well as compensation if you or an employee was injured. Motor Legal Expenses can usually assist with the following, in which a typical motor policy cannot:

• Legal representation to help recover compensation for any injuries sustained
• Recovery of hire costs for a replacement vehicle whilst yours is in for repairs
• Recovery of lost earnings as a result of your vehicle being damaged 
• Recovery of any policy excess from non-fault accidents
• Recovery of repair/replacement costs if your policy was not on a comprehensive basis & you were involved in a non-fault accident

Motor Fleet Legal Expenses & Motor Legal Expenses are usually separate products, one for businesses and the other for consumers. These policies can differ in terms of the levels of cover they provide, so policy wordings must always be carefully considered. Should you wish to know more, or would like for Integrum to review your insurance needs, please get in touch or complete our contact form for a member of our team to contact you.